Financial Survey: 9F (NASDAQ:JFU) vs. Medallion Financial (NASDAQ:MFIN)
Financial Medallion (NASDAQ: MFIN – Get a rating) and 9F (NASDAQ: JFU – Get a rating) are both small-cap financial companies, but which stock is better? We’ll compare the two companies based on valuation strength, risk, earnings, institutional ownership, analyst recommendations, profitability and dividends.
This is a summary of the current recommendations and price targets for Medallion Financial and 9F, as provided by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Financial Medallion||0||0||0||0||N / A|
|9F||0||0||0||0||N / A|
Medallion Financial currently has a consensus target price of $9.00, suggesting a potential upside of 49.01%. Given Medallion Financial’s likely higher upside, stock analysts clearly believe that Medallion Financial is more favorable than 9F.
Benefits and evaluation
This table compares the revenue, earnings per share and valuation of Medallion Financial and 9F.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Financial Medallion||$190.53 million||0.81||$54.11 million||$2.22||2.72|
|9F||$119.49 million||1.57||-$36.86 million||N / A||N / A|
Medallion Financial has revenues and profits above 9F.
Volatility and risk
Medallion Financial has a beta of 2.34, suggesting that its stock price is 134% more volatile than the S&P 500. Comparatively, 9F has a beta of -0.53, suggesting that its stock price is 153% less volatile than the S&P 500.
Institutional and Insider Ownership
27.9% of Medallion Financial shares are held by institutional investors. Comparatively, 6.1% of 9F shares are held by institutional investors. 18.4% of Medallion Financial shares are held by insiders. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a stock is ripe for long-term growth.
This chart compares the net margins, return on equity, and return on assets of Medallion Financial and 9F.
|Net margins||Return on equity||return on assets|
|9F||N / A||N / A||N / A|
Medallion Financial beats 9F on 9 out of 10 factors compared between the two stocks.
About Medallion Financial
Medallion Financial Corp., together with its subsidiaries, operates as a financial company in the United States. The Company operates through four segments: Leisure Loans, Home Improvement Loans, Commercial Loans and Medallion Loans. It offers loans that finance consumer purchases of recreational vehicles, boats and trailers; consumer home improvement; commercial enterprises; and taxi medallions to individuals and small and medium enterprises. The company also offers business loans for the purchase of equipment and related assets needed to open a new business, or to purchase or improve an existing business; and loans of medallions. Additionally, it provides debt, mezzanine and equity capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York, New York.
9F Inc., together with its subsidiaries, operates an Internet-based securities services platform in the People’s Republic of China. Its products include digital financial accounts that offer online lending, wealth management and payment facilitation services; revolving and non-revolving loan products to borrowers, as well as referral services to partner financial institutions; and a suite of online wealth management products, such as fixed income, stocks, insurance, bank wealth management products and mutual funds for investors on various platforms including Wukong Licai, 9F Wallet and 9F Puhui. The Company also provides payment facilitation services and other products and services that help users pay credit card bills and household bills including utility bills; and other value-added services including credit history research, debt consolidation and user referral services. In addition, it offers technology empowerment services to the banking, automotive, securities investment and insurance industries; and engages in e-commerce, which offers various categories of goods, including 3C products, beauty and skin care products, rice, noodles and oils, household appliances, jewelry, liquor and drinks. It offers its services to borrowers, investors and partner financial institutions. The company was formerly known as JIUFU Financial Technology Service Limited and changed its name to 9F Inc. in June 2014. 9F Inc. was founded in 2006 and is headquartered in Beijing, People’s Republic of China.
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